Gifts to Purchase or to Make

After determining who is actually on my Christmas gift list and who is off, I need to figure out who receives “store bought” presents.  Very few recipients fall into this category.

Because my Christmas gift list is so large, there is a lot of thought that goes into things like budgets and timelines.

 

My gift list is large because I want it to be.  My budget is specific because even a small amount per person adds up quickly.

Balancing those two considerations can be a bit tricky.

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